Seasons Shared and Ginger Brook Hollow™ do not offer actual banking services. When you deposit money in this “bank account” you are simply buying credits to be used on the town portion of the web site as you would when you purchase a gift card. By doing this, we can offer you patterns, ideas, and small items at a price that is usually difficult on a web site and with credit card processing. Each purchase in town will be debited to your current credit amount. You may add more to that amount at any time with a valid credit card, and you can leave credits in your account for up to six months. You may check your credit balance at any time. You may also set up an account for a friend, child, or grandchild as a special gift.